Disclaimer – Important Notice

Austinsure Disclaimer and Terms of Use for this Website

The following terms govern the use of this website. Please read them carefully. By viewing this website you acknowledge that you have read and accepted these terms.

The information displayed on and referred to in this website has been produced for your convenience and with intentions of assisting you with any enquires you may have about our services. We encourage you to utilise the information provided on this website.

Content Austinsure Limited (“Austinsure”) has endeavoured to supply information that is accurate, however, errors and omissions may occur.

To the extent permitted by New Zealand law, Austinsure makes no warranties in relation to the merchantability, fitness for purposes, freedom from computer virus, accuracy or availability of this website or any other website.

You are solely responsible for the actions you take in reliance on the content on, or accessed through, this website.

Austinsure reserves the right to make changes to the content on this website at any time and without notice.

Duty of Disclosure

Every insurance contract has an implied condition that you have a duty to disclose to the insurer all facts that the insurer might regard as material in deciding whether to accept an insurance or whether to impose any special terms or conditions on the insurance.

An implied condition need not be stated in the policy but exists at common law. This duty exists at the time of proposing a new insurance and at every renewal of a policy.

Material facts are almost indefinable because each case must be treated on its merits. Following are some of the more common types of situations where you should make disclosure to your insurer.

General: Criminal convictions, bankruptcy, change of insured interest, insurance refusal, declined or cancelled or special conditions, imposed, uninsured losses.

Motor Vehicle Insurance: Convictions for careless and dangerous use of vehicles or driving under the influence of alcohol or drugs, loss of licence, young drivers as principal use of vehicles, modifications to vehicles. Accidents whether insured or not.

Other Insurances: Changes in the ownership of insured property, in the situation of the risk, in the nature of the occupancy of premises, in the nature of business operations or processes.

Intellectual Property

Austinsure (or related Austinsure companies) own all copyright and other intellectual property in this website. Everything on this website, unless otherwise stated, is copyright.

You may download the information provided on this website for your own personal or non-commercial use or in order to inform others about it provided that you (and the end user) acknowledge all copyright and other notices contained in the content and do not remove any copyright, trademark and other proprietary notices in such content.

You may not reproduce (for redistribution to third parties or for commercial purposes) or modify the information contained on, or referred to in, this website without written express permission of Austinsure.


Any links to third party websites have not been prepared by Austinsure and are not under the control of Austinsure. Any such links are only provided as a convenience to you and do not imply that Austinsure endorses, checks or approves of the third party website. Austinsure is not responsible for the privacy principles or content of such third party websites and does not make any representations, warranties or conditions concerning such privacy principles or content. Austinsure is not responsible for the availability of such links.

Austinsure requires that you request our permission to include a link from another website to this website. If you would like to request such permission please email us at [email protected].


This website is governed by, and is to be interpreted in accordance with, the laws of New Zealand. Any dispute in relation to this website shall be submitted to the Courts of New Zealand.

Conflict with Other Terms and Conditions

This disclaimer and these terms apply to your use of this website. In addition, when acquiring services from Austinsure you may be required to agree to certain additional terms and conditions. If there is any inconsistency between such additional terms and conditions and this disclaimer and these terms, then the additional terms and conditions will prevail to the extent of that inconsistency (unless otherwise stated).

Your Use of this Website

You must not use this website or its contents in breach of any legislation or for any unlawful act or to damage or disrupt this website.

Changes to Disclaimer & Terms of Use

Austinsure reserves the right to alter, change, modify or update this disclaimer and these terms at any time.

How to Contact Us

Should you wish to contact us, please use any of the following.

Email: [email protected]

Telephone: +64 9 414 7185

Address: Austinsure Limited, PO Box 126 Albany Village, North Shore City, New Zealand 0755